Saad ABDERRAFAI, Financial Manager
Saad Abderrafai received a Master’s degree in management with a specialty in finance in 2014. Following this, he went on to the UK where he studied Corporate Finance, Trade and Analysis, Risk Management, and Portfolio Management. Once he finished his studies, he came back to Morocco, where he gained experience in banking, particularly related to audits, insurance, tourism, and distribution. Saad joined the HAF team in April 2021 as Financial Manager.